The leading catch is the fact that you might want to qualify for your personal loan with SoFi, which may be hard to do if you do not have superior credit history. Additionally you will never be able to apply by using a cosigner, since SoFi will not accept cosigners; https://inboxcash06835.isblog.net/the-5-second-trick-for-new-tribal-lenders-online-guaranteed-approval-45742293